01
Draw what you need.
Use your approved credit for the next move in your business. The amount you draw becomes your outstanding balance.
ONE LINE TO WORK WITHBUSINESS CREDIT, FULL CIRCLE
One balance.
One payment.
More possibility.
Watch your credit open up as you pay down principal. Then explore a new draw and one fresh weekly payment.
Watch how it works
53-second explainer with AI narration.
01 Slide through your first 40 weeks.
02 Choose a new draw from available credit.
03 See the payment on your combined balance.
Credit you can reuseOne combined balanceNo stacked payments
TAKE A CLOSER LOOK
Your line, in motion.
Example terms
- Credit line
- $100,000
- Term
- 40 weeks
- Weekly interest
- 1.75%
- Payment rate
- 3.5%
Before the first payment on the original $100,000 draw.
Combined balance$100,000of a $100,000 credit line
- Principal paid
- $0
- Interest paid
- $0
- Available credit
- $0
Your weekly payment
Original schedule$3,500/ week
Keep original lineRecast only · $0 new draw
Move right to recast with $0 new cash. A positive draw needs $15,000 available ($0 available).
The first stop keeps the original line and payment. The next stop recasts the remaining balance with zero new cash. The following stop draws $15,000, then further stops increase by $1,000 through the exact available maximum. Home keeps the original line. Recasting is unavailable after the original balance is paid off; positive draws require $15,000 available.Keep your original line. Your $3,500 weekly payment continues on the existing schedule. No term reset.
40 weeks remaining. The final payment is adjusted to $3,340.28.
Illustrative terms, not a financing offer. All draws are subject to approval.
How the numbers work
The timeline follows the original $100,000 draw, before any hypothetical new draw. Each week, interest is 1.75% of the opening principal balance, rounded to the nearest cent. The original scheduled payment is $3,500. Only principal repaid replenishes available credit.
The payment rate is 3.5% of the balance at the start of a schedule, rounded to cents. It is a payment multiplier, not the interest rate or APR. Payments stay fixed within that schedule; the final payment is reduced to the actual payoff. The original schedule ends with $3,340.28 in week 40 and $39,840.28 of total interest.
Keep original line is the default. The original $3,500 scheduled payment stays fixed as you move through the timeline, with a reduced final payoff and no further payment after week 40. Moving the bottom slider one stop right selects Recast only, with $0 new cash and a fresh 40-week schedule. The next stop selects a $15,000 draw when available. A positive draw joins the remaining balance for a fresh 40-week schedule.
Principal paid and interest paid are cumulative through the selected week of the original schedule. The combined balance and available credit reflect your hypothetical new draw. Moving either slider changes the example only; it does not record or submit a draw. Reset returns to week 0, Keep original line, zero new draw, zero paid totals, and the original $100,000 balance.
No fees are modeled. A lower weekly payment does not necessarily mean a lower total cost. A fresh schedule extends repayment. Actual pricing, draw eligibility, recast availability and terms must be confirmed in the written agreement.
THE DIFFERENCE IS IN THE NEXT DRAW
More capital doesn't have to
mean a second payment.
After paying down your balance, a new draw starts a fresh 40-week schedule on everything you currently owe. That can mean a lower weekly payment.
A lower weekly payment does not necessarily mean a lower total cost. A fresh schedule extends repayment; review the full terms and costs before drawing.
BUILT TO KEEP COMING BACK TO
A line of credit.
A little more freedom.
From your first draw to your next opportunity,
it all stays connected.
02
Make one payment.
Your weekly payment stays fixed between draws. As you repay principal, that credit becomes available to use again.
PRINCIPAL REPAID. CREDIT REFILLED.03
Draw again. Stay together.
Your new draw joins the remaining balance. One fresh 40-week schedule. One adjusted weekly payment. No second payment to stack.
ALL DRAWS SUBJECT TO APPROVALA REAL LOOK AT THE EXAMPLE
$20,000 more.
A payment that fits
the new balance.
By week 20, the example balance is $58,522.19. Draw $20,000 more and it becomes $78,522.19, spread over a fresh 40 weeks.
Try the numbers yourselfBefore the new drawExisting weekly payment$3,500/ week
After a $20,000 drawFresh 40-week schedule$2,748.28/ week
Same line. One combined balance. One payment.
THE FULL PICTURE
See the whole
thing come
full circle.
From your first draw to drawing again, follow one line of credit in this 53-second explainer.
Read the example instead
Start with a $100,000 draw and one $3,500 weekly payment on a 40-week schedule. At 1.75% weekly interest, after 20 payments the remaining principal balance is $58,522.19 and $41,477.81 is available to draw again. Without a new draw or recast, the scheduled weekly payment stays $3,500.
A new $20,000 draw joins the remaining balance to make $78,522.19. A fresh 40-week schedule adjusts the weekly payment to $2,748.28. Drawing the full $41,477.81 available would return the balance to $100,000 and the scheduled weekly payment to $3,500. Final payments are reduced to the actual payoff.
Only repaid principal replenishes available credit. The line is designed for repeat draws without reapplying, with one page to sign per draw. All draws require approval, and actual terms may vary. A lower weekly payment does not necessarily reduce the total cost of financing.
LET'S MAKE IT CLEAR
Good questions.
Straight answers.
The details behind the revolving line.
How is my weekly payment calculated?
Your payment is a fixed percentage of your outstanding balance, set when you draw or choose to recast your existing balance. It stays the same until your next draw or recast, and every payment reduces your balance. When you draw again or choose a $0 recast, your payment is recalculated on your remaining balance plus any new draw over a fresh repayment term.
Does my payment drop every week as I pay down?
No. Your payment does not drop automatically each week. It changes when you take a new draw or choose to recast your existing balance. Then it is recalculated on your remaining balance plus any new draw over a fresh repayment term.
What happens when I draw more?
Your new draw is added to your remaining balance, and the combined amount goes on one fresh repayment schedule with one weekly payment. Payments never stack — you’ll never pay two schedules at once. Draws start at $15,000 and are subject to approval.
How is interest charged?
Weekly, only on what you currently owe — never on your full credit limit. Pay your balance down and interest is charged on the smaller number.
Can I pay off early?
Yes, anytime, with no prepayment penalty. Once your balance is paid, interest stops and your full credit line is available again.
Does every payment refill my credit?
The principal portion does. Available credit is your limit minus your outstanding balance, so as the balance falls, room to draw comes back — once payments clear.
Does a lower weekly payment mean I pay less overall?
Not necessarily. A new draw or a $0 recast starts a fresh repayment term, which can lower the weekly payment while extending how long you pay. Your confirmation shows the full numbers — payment, term, and total — before you sign.
Do I need to reapply each time I draw?
No. No new application, no new underwriting package. You request the draw, we approve it, you sign a one-page confirmation, funds hit your account.
Is $3,500 the maximum payment for every customer?
No — that number belongs to the example $100,000 line shown here. Your limit, pricing, and payment terms are set when your line is approved. What’s true for everyone: your payment can never exceed the maximum set for your line, no matter how many times you draw.
YOUR NEXT MOVE STARTS HERE
Let's keep your
business moving.
Talk with RevolvFi about the line of credit,
availability, and terms for your business.
Talk to RevolvFi MKashat@RevolvFi.com
Ask about eligibility and next steps.
Please don't send sensitive financial details by email.